The European Health Insurance Card (EHIC) is a crucial resource for Irish individuals planning to travel to Europe this summer. It grants access to public healthcare in other EU countries on par with local citizens, thanks to Ireland's membership in the European Union.

What is the European Health Insurance Card (EHIC)?

The EHIC, issued by the Health Service Executive, allows holders to receive necessary public healthcare in European countries while on holiday, business trips, or studying abroad. It serves as a safety net for individuals falling ill or encountering accidents while abroad, often at reduced or no cost.

The EHIC does not cover private medical treatment, medical repatriation, or other common travel issues like flight cancellations or lost baggage.

Dominic Lumsden, spokesperson for Peopl Insurance, advises EU travellers to carry their EHIC as an additional layer of protection, especially in case of emergencies.

Key benefits for Irish holidaymakers

• Peace of Mind: EHIC provides access to public healthcare systems in Europe, alleviating the stress of high medical expenses while on vacation.
• Ease of Access: Presenting the EHIC at hospitals or doctor's offices abroad simplifies the treatment process without upfront payments or reimbursement hassles.
• Cost-Effective: While not a replacement for travel insurance, EHIC can reduce or eliminate emergency medical costs, particularly for minor illnesses or injuries.
• Validity across Europe: Accepted in all EU member states, Iceland, Liechtenstein, Norway, and Switzerland.

How to Apply

Irish residents can apply or renew their EHIC for free through the HSE website or local health office. It is recommended to apply well in advance of travel as delivery takes up to 10 days. Mr. Lumsden suggests carrying both EHIC and comprehensive travel insurance to cover unexpected disruptions.

Mr. Brennan emphasizes the importance of checking EHIC expiry dates before traveling, as cards are typically valid for four years. Renewal is simple and free through the HSE website, ensuring continuous coverage.