With the upcoming arrival of the new 252 car registrations in July, now is the perfect time to consider purchasing a new vehicle. Cois Sionna Desmond Credit Union is offering its members a competitive car loan rate of just 3.9% (APR), providing true ownership, flexibility, and peace of mind.

Unlike Personal Contract Plans (PCPs) or high-interest finance options from other providers, Cois Sionna Desmond Credit Union's car loans empower you to take control of your financial future.

What Makes Their Car Loans Stand Out?

• Ownership from Day One - With a credit union car loan, you own the car outright without any mileage restrictions, balloon payments, or hidden clauses.
• No Hidden Fees or Early Repayment Penalties - The 3.9% car loan is transparent, simple, and member-centric. Paying off the loan early is encouraged without any extra charges.
• Flexible Terms to Suit Your Needs - Cois Sionna Desmond Credit Union works with you to create a repayment schedule that aligns with your financial situation, whether you're upgrading to a more fuel-efficient model or transitioning to an electric vehicle.
• Local, Personalised Service - As a community-focused financial institution, every loan application is reviewed by individuals who understand your unique circumstances, not automated systems or sales quotas.
• Support in Times of Need - Life can be unpredictable, but Cois Sionna Desmond Credit Union is always there to assist if your financial circumstances change.

Declan Benson, CEO of Cois Sionna Desmond Credit Union, expressed his excitement about the launch of the new Car Loan Rate, stating, "I am thrilled to introduce our new Car Loan Rate of 3.9%, just in time for the upcoming 252 car registrations in July. At Cois Sionna Desmond Credit Union, we are dedicated to providing our members with genuine value, flexibility, and financial empowerment. Unlike PCP finance, our car loans ensure that you have full ownership of your vehicle from day one, free from hidden fees or unexpected payments. This initiative underscores our ongoing commitment to supporting our community through ethical and transparent lending practices. We are here to help you move forward with confidence and peace of mind."

For more details, you can visit Cois Sionna Desmond Credit Union's website here.